Net Present Value (NPV) Calculator

Evaluate whether an investment is worthwhile by discounting a series of future cash flows back to today's dollars. Enter your initial investment, expected cash flows for each year, and your discount rate.

Net Present Value
Initial Investment
Year 1 PV
Year 2 PV
Year 3 PV
Year 4 PV
Year 5 PV

About this calculator

Calculate the net present value of a series of uneven, user-entered cash flows using your chosen discount rate.

Frequently Asked Questions

What does a positive NPV mean?

A positive NPV means the projected discounted cash flows exceed the initial investment, suggesting the investment could be profitable.

How do I choose a discount rate?

The discount rate typically reflects your required rate of return or cost of capital. Higher risk investments generally use a higher rate.

Can I use this for more than 5 years of cash flows?

This calculator supports 5 years of cash flows. For longer projections, you can group or average years, or run it multiple times.