Hotel Loyalty Points Break-Even Calculator
Not sure if redeeming your hotel points is worth it? Enter the cash price, points required, and taxes/fees to calculate your cost per point and compare it to typical point values.
About this calculator
Determine whether it's better to pay cash or redeem loyalty points for a hotel stay by comparing the cash value per point to your target redemption value.
Frequently Asked Questions
What's a good value per point?
Most major hotel loyalty programs offer point values between 0.5 and 1 cent per point. Anything above your personal target rate is generally a good redemption.
Should I always redeem points instead of paying cash?
Not necessarily. If the cents-per-point value is low, you may get more value saving points for a higher-value redemption like a luxury stay.
Do taxes and fees reduce the value of points redemptions?
Yes, many hotel points bookings still charge taxes and resort fees in cash, which reduces your effective savings and per-point value.