Home Warranty Cost Calculator

Home warranties help cover repair costs for appliances and major systems. Enter your home details and coverage preferences to estimate your annual premium.

Estimated Total Annual Cost
Adjusted Premium
Home Size Surcharge
Estimated Service Call Costs
Add-On Coverage
Total Annual Cost

About this calculator

Estimate annual home warranty costs based on plan level, home size, and add-on coverage to help you budget for appliance and system protection.

Frequently Asked Questions

What does a home warranty typically cover?

Home warranties usually cover major systems (HVAC, plumbing, electrical) and appliances (refrigerator, oven, washer/dryer) for repair or replacement due to normal wear and tear.

How is a home warranty different from homeowners insurance?

Homeowners insurance covers damage from events like fire or storms, while a home warranty covers breakdowns of systems and appliances from normal use.

Are service call fees separate from the premium?

Yes, most home warranty plans charge a per-visit service call fee in addition to the annual premium whenever a technician is dispatched.