Restaurant Reservation Deposit Refund Policy Calculator

Merchants often face chargeback fees regardless of the outcome. Enter your transaction details and estimated win probability to see the expected financial impact of disputing a chargeback.

Expected Net Value of Disputing
Outcome if Dispute Won
Outcome if Dispute Lost
Outcome if Chargeback Accepted (No Dispute)
Expected Benefit of Disputing vs Accepting

About this calculator

Estimate the net cost of disputing a credit card chargeback, including processor fees, lost merchandise, and potential recovery rate.

Frequently Asked Questions

Should I always dispute a chargeback?

Not necessarily. If your win probability is low and the transaction amount is small, the staff time and fees may outweigh the expected recovery.

What counts as win probability?

This is your estimate, often based on the reason code, evidence quality, and card network, of the likelihood the dispute will be resolved in your favor.

Does this calculator guarantee outcomes?

No, this is a planning tool using your inputs and estimates to project expected value; actual results depend on your processor and card network rules.