Auto Loan Refinance Payment Calculator
Enter your remaining loan balance, new interest rate, and new loan term to see what your refinanced monthly payment and total interest would look like.
New Monthly Payment
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Monthly Payment—
Total Interest Paid—
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About this calculator
Estimate your new monthly payment and total interest when refinancing an existing auto loan into a new loan term and rate.
Frequently Asked Questions
How is the new payment calculated?
The calculator uses the standard amortization formula based on your remaining balance, new interest rate, and new loan term to determine the fixed monthly payment.
Does this include fees?
No, this estimates principal and interest only. Add any origination or title fees separately when comparing lenders.
Should I refinance if my new term is longer?
A longer term may lower your monthly payment but usually increases total interest paid over the life of the loan.