Kids' College Savings 529 Growth Calculator
See how your 529 plan balance could grow by the time your child heads to college, based on your current savings, monthly contributions, and expected returns.
Projected Balance at College
—
Total Contributions—
Investment Growth—
Projected Final Balance—
About this calculator
Project the future value of a 529 college savings plan based on current balance, monthly contributions, expected investment return, and years until college.
Frequently Asked Questions
Does this account for plan fees?
Yes, the annual plan fee is subtracted from your expected return to give a more realistic net growth rate.
What return rate should I use?
Most 529 age-based portfolios average between 4-8% annually depending on risk allocation and market conditions, but actual returns will vary.
Should I include financial aid or tax benefits?
No, this calculator only projects investment growth. State tax deductions and financial aid impacts should be considered separately.